No, I’m assuming that compromising NextCloud is less devastating than compromising Vaultwarden, so I’m taking a calculated risk that my database’s password is secure enough to offset the slightly increased risk of access to the encrypted database because I don’t always get to choose all the software I get to use in every environment I work with, so I might have to use the web client if I can’t get the local client.

As for you only using the local client, congrats, we don’t always get to choose what we use outside the home.