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Joined 2 years ago
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Cake day: June 8th, 2023

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  • I hate to be a downer, but…

    Building, running and maintaining a website isn’t free. Building, running and maintaining a popular website is fucking expensive. Somebody’s got to pay those bills.

    As the saying goes, if it’s free, you’re not the customer, you’re the product. Corollary, if it’s not free, you still might be the product.

    Furthermore, these days I would assume that 99.9% of profiles on a “free” dating site are scammers, or bots, or scammer bots, many of which are probably run by the people running the website.

    And to double down on the downerism, subscription based dating sites/apps are financially motivated to keep you paying for as long as possible. They are not motivated to help you find a match, cancel your subscription, and live happily ever after.

    In an attempt to not be a total downer jerk, my suggestion would be to find local meetup groups that interest you (even if just barely) and start going to those consistently.

    That’s how I met my spouse almost 14 years ago. We were both on the dating apps but not finding each other. Eventually we met through a meetup group that I ran, and after months of casually chatting occasionally at group meetings, sparks spontaneously started flying. 🤷










  • On the whole, I agree. Usually wouldn’t consider them.

    However, a few years ago I bought a rather expensive item (several thousand dollars) and I was ready to just pay for it outright, but one of the payment options was 0% financing though one of these pay later companies with payments spread out over 4 years. So, I did that a put the money in a safe investment.

    So I essentially got two discounts on the purchase. 1) the growth in the investment means I’m less out of pocket on the purchase, and 2) due to inflation, the dollars I’m using now to make payments are technically worth less than they were three years ago.

    There’s been a few times in my life that I’ve been able to take advantage of 0% financing for large purchases and I’ve never regretted it. But, for the strategy to work, you have to A) be willing and able to just buy the thing outright, without financing (the financing can’t be a factor in your decision), and B) have the self control to not touch the invested money to make some other impulse buy.

    ETA, another thing to watch out for is smoke and mirrors, where they claim 0% financing, but they’ve really just raised the price to cover what they would have made in interest charges, and then have a “discount for cash” type offer where you pay less if you don’t finance. Usually better to not finance in those scenarios.






  • And if he will ask people to pay to use it, they will, rightfully so, switch to a different instance.

    Ok? What on earth would be the motivation to let these people keep spending your money instead of letting them go spend someone else’s?

    ETA: Especially if their reason for leaving is that you had the audacity to ask them to pitch in for the cost of the resources that they’re using. Oh, the humanity.